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Operator Good afternoon, ladies and gentlemen, and welcome to the NMI Holdings, Inc. Fourth Quarter 2020 Earnings Conference Call. [Operator Instructions] I would now like to turn the conference over to your host, Mr. John Swenson of management. Please go ahead, sir. John M. Swenson -- Vice President of Investor Relations and Treasury Thank you, operator. Good afternoon and welcome to the 2020 fourth quarter conference call for National MI. I'm John Swenson, Vice President of Investor Relations and Treasury. Joining us on the call today are Brad Shuster, Executive Chairman; Claudia Merkle, C...

Operator Greetings and welcome to the First American Financial Corporation Fourth Quarter and Full Year 2020 Earnings Conference Call. [Operator Instructions] A copy of today's press release is available on First American's website at www.firstam.com/investor. Please note that the call is being recorded and will be available for replay from the company's investor website and for a short time by dialing 877-660-6853 or 201-612-7415 and by entering the conference ID 13714735. We will now turn the call over to Craig Barberio, Vice President of Investor Relations to make an introductory statement...

Operator I would now like to introduce Mackenzie Aron, Vice President of Investor Relations. Mackenzie Aron -- Vice President, Investor Relations. Thank you. We appreciate your interest in our fourth quarter 2020 earnings conference call. I am joined by Sheryl Palmer, Chairman and Chief Executive Officer; and Dave Cone, Executive Vice President and Chief Financial Officer. Sheryl will provide an overview of our performance and strategic priorities, while Dave will share the highlights of our financial results, after which we will be happy to take your questions. We ask that you please limit ...

Operator Good morning and welcome to the First Quarter 2021 Earnings Conference Call for D.R. Horton, America's Builder, the largest builder in the United States. At this time, all participants are in a listen-only mode. A brief question-and-answer session will follow the formal presentation. [Operator Instructions]. As a reminder, this conference is being recorded. I will now turn the call over to Jessica Hansen, Vice President of Investor Relations for D.R. Horton. Jessica Hansen -- Vice President of Investor Relations and Communications Thank you, Christine, and good morning. Welcome to o...