Jamesc Guszcza News Today : Breaking News, Live Updates & Top Stories | Vimarsana

Feb 24, 2021
In OPPOSITION to H 2043, “Relating to information permitted for insurer’s decisions concerning motor vehicle liability insurance; prescribing an effective date.”
Chairman and members of the committee,
My name is Marc Hyden, and I am the director of state government affairs for the R Street Institute, which is a nonprofit, nonpartisan, public policy research organization. Our mission is to engage in policy research and outreach to promote free markets and limited, effective government in many areas, including the regulation of property and casualty insurance. That is why H 2043 is of special interest to us.
H 2043 aims to prohibit the use of credit history to determine “eligibility, premiums or rates for a motor vehicle liability insurance policy.” However, as part of our work since we opened our doors, we have supported the use of credit scoring and a variety of other non-claims-related variables as major contributors to better, lower and fai ....

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