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Michigan Senate committee considers bills capping payday loan rates

Testimony was heard Wednesday on proposed legislation to cap the rates that payday lenders in Michigan can charge, designed to prevent what was called “a debt trap by design.” Two bills were … ....

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Proposed bills would cap interest on payday loans

Proposed bills would cap interest on payday loans
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Michigan's payday loan landscape is murky. Change could be coming.

In Michigan, there are some guardrails surrounding payday loans and lenders, which provide quick cash at high interest rates for short terms. What there isn’t, however, is a good scope of lender prevalence. New legislation seeks to collect statewide statistics. ....

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Effort made to rein in payday loans in Michigan

A Michigan group began collecting signatures for a ballot proposal to limit interest and fees charged by payday lenders they said are trapping low-income borrowers in cycles of debt. ....

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Michigan ballot measure seeks to cap payday loan rates

If approved by voters in November, the initiative would slash the maximum interest rate a payday lender can charge annually. ....

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