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suddenly realizes next year, look at costs going through the roof. what am i going to do? it will have to be immediate lay people off or shut the doors. >> to matt's point, say you have 80 employees and name of your shop is joe's automotive. you may see them break up. it will be joe's automotive and aunt sally's automotive. it will be the same business. bill: why is that? >> somehow one business will have 35 employees and the other business, in other words they both find a way to break it down you're less than 50 employee threshold. i've actually seen that already. bill: what you both are saying companies are finding a way to stay profitable in a new environment that they have not worked in before? >> this country is built on entrepeneurship and capitalism. suddenly your companies grows to the 50 threshold. you should be happy, popping champagne. giving employees bonus. when you get the 50 threshold, you pay more to