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Mark Lennihan/AP FILE - In this April 3, 2019, file photo a tip box is filled with U.S. currency in New York. Refinancing can pay off your existing student loans, replacing them with a new loan with new terms and a single payment. Some private refinance lenders allow you to consolidate your loans with your spouse’s or co-sign a loan for him or her. This may benefit you if you wouldn’t qualify for refinancing on your own. But combining or co-signing loans puts you on the hook for the entire debt. (AP Photo/Mark Lennihan, File) By: Bev O’Shea, Nerd Wallet

5 credit mistakes that can come back to bite you Published: Dec. 24, 2020 at 5:04 a.m. ET By Missed a payment? Ouch. iStock Email icon .  Some credit mistakes are a lot worse than others. Little ones, like paying a credit card bill a day late, may cost you a penalty fee, but that’s a relatively minor irritation — it’s not going to stand between you and a mortgage. Other seemingly small slip-ups can lead to full-fledged disasters. What makes a credit mistake haunt you? Some things can be reversed quickly. Running up credit card bills can tank your credit score...

sunday mr. obama vowed to prevent it. here's part of santorum's address this morning. >> as i sat and watch this play out on the world stage, i've seen the president who has been reticent. he says he has israel's back. from everything i've seen from the conduct of this administration, he has turned his back on the people of israel. >> israel prime minister told the group time is running out for a peaceful resolution to the threat of a nuclear iran. benjamin netanyahu's remarkses came after his meeting with president obama and before his visit the leaders of congress. netanyahu met wi...

california teacher charged with lewd acts against children, goes to court a half hour from now. mark berendt bound and gagged some of the children and took photos. some show cockroaches on the kids faces and mouths, really awful. others showing girls with plastic spoons held to their mouths. police believed they were filled with semen. for the first time a catholic church goes on trial in a priest sex abuse case. jury selection is happening in philadelphia. the monsignor supervised priests charged with raping and assaulting boys. he is charged with covering up the abuse. he is the ...