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Are you worried about your golf balls making it to you? >> i am not. i can celebrate gift receiving any day of the year. so it really doesn't matter if it happens by the 25th. >> that's big of you. >> yeah, it is. i'm a good guy that way. but the bigger issue is that people just don't have as much money to spend. and we can debate the reasons for it, but the fact is people just don't have a lot of disposable income that goes into all of this. so really, that's going to be the biggest thing that's going to put a damper on this holiday season and bring out the grinch in all of us. >> jonas, you ...

Country. health care spending before the affordable care act. the same rate but single payer is better. >> go ahead, gary. >> first of all, i am -- i just cannot agree with christian more and totally disagree with jonas. payroll taxes would have to go up almost 25% to pay for medicare. you know, christian paints it as this, oh, my gosh, this great thing that we're going to have that we can't afford! the other thing is, he talks at, oh, my gosh, the billing system is so much more efficient, are you kidding me? there's no incentive in the medicare system as it is today for a doctor to be efficie...

93% of people get care within the first six months. in canada, 43%. in england, 15%. if you have health coverage right now, your coverage is going to be more expensive, you're going to get less quality, if you don't have it, that's the different thing we're dealing with altogether. that's an economic argument. it is going to be costly no matter what the transition going on right here. and all we're dealing with is who paid, we're not dealing with the problems, and that's health care itself. >> jonas, you think this is pretty inevitable, that it's really coming at us. >> it's not only inevitabl...

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