Bank OZK (OZK) Q1 2021 Earnings Call Transcript
Operator Good day, and thank you for standing by. Welcome to the Bank OZK's First Quarter 2021 Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. [Operator Instructions] I would now like to hand the conference over to your speaker today, Tim Hicks. Please go ahead. Tim Hicks -- Chief Credit and Administrative Officer Good morning. I am Tim Hicks, Chief Credit and Administrative Officer for Bank OZK. Thank you for joining our call this morning and participating in our question-and-a...