Operator Ladies and gentlemen, thank you for standing by, and welcome to the MFA Financial, Inc. first-quarter earnings 2021 conference call. [Operator instructions] As a reminder, this conference is being recorded. I would now like to turn the conference over to our host, Mr. Hal Schwartz. Please go ahead, sir. Hal Schwartz -- Senior Vice President, General Counsel and Secretary Thank you, operator. Good morning, everyone. The information discussed on this conference call today may contain or refer to forward-looking statements regarding MFA Financial, Inc., which reflect management's belie...