And says, i have another way. given that chief justice john roberts basically said, you can't do something this big without specific congressional approval, how likely is it that this inroad will work? >> i admire the persistence but i think it's very unlikely that this proceeds as a matter of law. the question is not whether it's good policy, bad policy, fair, unfair, something in the middle. the decision today was that the president exceeded congressional authorization. like joan said, the first student loan plan was based on a 2003 law called the heroes act that said in times of national em...