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Malcolm Wardlaw, a University of Georgia assistant professor of finance in the Terry College of Business, doesn’t think Silicon Valley Bank and Signature will be the last banks to close this year — but we are far from the economic emergency the U.S. banking system saw in 2008.
New data traces rise, fall of the Freedman’s Bank February 25, 2021 Early effort to help newly freed slaves was sabotaged by racial violence A University of Georgia finance professor used the records of a Reconstruction-era bank to add fresh insights to the financial lives of newly emancipated African Americans, and how efforts to support them collapsed. “What we found is this significant policy lesson about the importance of trust in encouraging financial participation,” said Malcolm Wardlaw, an assistant professor of finance at the Terry College of Business. “When you’re dealing...