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Kinds of products from being sold, that idea became the cfpb, which was included as part of the dodd/frank historical reform bill. despite hysterical unrelenting opposition from republicans, and big banks who hate it and continue to hate it. but against the odds, the cfpb now exists, it employs 1,300 people, has one of the sleekest, most user-friendly websites in all of government and is doing pretty incredible work. just last week, regulators announced that jpmorgan chase, who had billed customers for identity theft protection and fraud protection services, they never received, would have to refund those customers to the tune of $309 million. you can understand why the big banks and their defenders in congress want to kill this agency. they even blocked a vote to confirm the proposed head of the cfpb, for two years, for no reason, other than they objected to their very existence. but since the they managed to get their man approved, and ....
Reason, other than they objected to their very existence. but since the they managed to get their man approved, and since the idea of the cfpb is wildly popular, the only way for the banks and republicans to kill it now is by stealth. and that means trying to starve it of funds. luckily, the authors of dodd/frank already thought of that eventuality, and they built in dead indicated funding stream for the bureau, to regulate it from the whims of congress. so that brings us back to the ransom note. this line, this seemingly boring and bureaucratic, reasonable-sounding request, to move the cfpb funding into the normal appropriations process, that is a request to let the house republicans have control over the bureau s annual budget and therefore to gut it. the idea is to render the bureau inoperable, so that banks can go ....
But since the they managed to get their man approved, and since the idea of the cfpb is wildly popular, the only way for and that means trying to starve it of funds. luckily, the authors of dodd/frank already thought of that eventuality, and they built in a dedicated funding stream for the bureau, to regulate it from other regulators like the s.e.c. from the whims of congress. so that brings us back to the ransom note. this line, this seemingly boring and bureaucratic reasonable-sounding request to move the cfpb funding into the normal appropriations process, that is a request to let the house republicans have control over the bureau s annual budget and, therefore, to gut it. the idea is to render the bureau inoperable, so that banks can go back to charging fraudulent fees, without fear of being called out for it and having to give the money back. ....