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Matt Stephenson saw the handwriting on the wall.
Working for the giant financial firm Goldman Sachs Group, in credit derivatives and mortgage-backed securities, he sensed that the market was going to experience an upset.
So in 2007, a year before the financial collapse on Wall Street, he got out.
“I cut it a little close,” recalls Stephenson, 35, who later founded the Austin nonprofit, Code2College, which teaches computer programming to high school kids. “I usually give two reasons: I left for a Ph.D. program, and, yes, I saw what was coming.”
Next, the New York University business school graduate spent a year studying economics at the University of Miami. ....

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