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Operator: Good morning, everyone, and welcome to today's conference call titled Landmark Bancorp Third Quarter Earnings Call. My name is Ellen, and I'll be the call operator today.
Michael Scheopner: Thank you, and good morning. Thank you for joining our call today to discuss Landmark's earnings and results of operations for the second quarter and year-to-date 2023.
Operator: Hello and welcome to the Landmark Bancorp Q4 Earnings Call. My name is Elliott and I'll be coordinating your call today. I now would like to hand over to Michael Scheopner President and CEO.