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Why retirement is, for this 70-year-old, a work in progress. Plus, how to plan for the unpredictable and reduce financial fear in retirement

Why retirement is, for this 70-year-old, a work in progress. Plus, how to plan for the unpredictable and reduce financial fear in retirement
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Why Leon, 80, and Melanie, 70, need to communicate more about finances

If Leon predeceases Melanie, she will lose 40 per cent of his pension income as well as his government benefits ....

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