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March Training and Events; Broker and Lender Products - Vimarsana News

March Training and Events; Broker and Lender Products

Today is “National Pizza Day,” a made-up day that wasn’t around when Jimmy Carter was sworn in as president 45 years ago. Back then the yield on the risk-free 10-year T-note was 7.40 percent and 30-year mortgage rates were 8.75 percent. Rates have bumped lower since 1981, but for the first time since August 2019, the 10-year Treasury yield is nearing 2%, reaching 1.95 percent this week. President Carter had housing on his agenda, and after the presidency went on to do Habitat for Humanity work throughout the United States. Recall that Habitat For Humanity came up with its ...

Conforming Conventional Updates; Lender and Broker Services; The Fed Has Spoken - Vimarsana News

Conforming Conventional Updates; Lender and Broker Services; The Fed Has Spoken

Overheard in the hallway: “My email got hacked again. That’s now the third time I’ve had to rename the cat.” But there’s a lot of other conversation and session topics here in the hallways at the IMB in Nashville. Discussion about the rapidity of the Federal Reserve’s moves in attempting to combat inflation, and how might those moves actually eventually push rates back down if they dampen the economy. How volume and margin projections for 2022 are changing the minds of lenders, potentially turning them into sellers. The impact of Experian Go: a free, f...

Three Surprises of Oregon Coast History at Oceanside - Vimarsana News

Three Surprises of Oregon Coast History at Oceanside

Three Surprises of Oregon Coast History at Oceanside - Roosevelt and the refuge, a fallen arch, a goofy structure

Secondary, Processing, Referral, Automation Tools; B2B Lawsuits Update; NFP Comes in Low - Vimarsana News

Secondary, Processing, Referral, Automation Tools; B2B Lawsuits Update; NFP Comes in Low

Anyone born around this time is a Capricorn, and if you believe in horoscopes, they are the most patient and careful, and they are down-to-earth for everything. The broad stroke feature of them is adamancy: they tend to hold on to their own views and never give up before achieving the goal. I like to believe that the goal of nearly every lender is to do more volume in a compliant manner, and the volume part is going to become tougher. According to Curinos, December 2021 mortgage rate-lock volume was down 40% YoY and 17% MoM across all channels, while funded volume decreased 25% YoY and 6% MoM....

Oregon Coast Videos: Sneaker Wave / Storm and Spooky Tunnel - Vimarsana News

Oregon Coast Videos: Sneaker Wave / Storm and Spooky Tunnel

Oregon Coast Videos: Sneaker Wave / Storm and Spooky Tunnel - Winter brings some gnarly sights to the coast, sometimes even spooky