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Sentence, it seems like an impossibility. >> look at what you do with medicare d. there are thousands and thousands of seniors that sign up in a limited enrollment period for prescription drug program when they're not even taking prescription drugs. now, why do they do that? they know if they don't do it and end up needing it the next year, it's really going to cost them. so we -- i think exploring the idea to see if it would work, to limit the enrollment period with a huge financial penalty if you didn't sign up, obviously we've got to get to the issue of personal responsibility here. i don't...

Concept of insurance. i understand the idea of trying to look to see if it might be feasible, it just seems almost unless you deny the announce in the sentence, it seems like an impossibility. >> look at what you do with medicare d. there are thousands and thousands of seniors that sign up in a limited enrollment period for prescription drug program when they're not even taking prescription drugs. now, why do they do that? they know if they don't do it and end up needing it the next year, it's really going to cost them. so we -- i think exploring the idea to see if it would work, to limit the ...