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Florida Insurance Reform Proposals Could Hurt Consumers, Critics Say


Florida Insurance Reform Proposals Could Hurt Consumers, Critics Say
South Florida Sun Sentinel (FL)
The next few days will determine whether Florida consumers will lose valuable property insurance coverage to insurers’ efforts to fight fraudsters who are driving up costs for everyone.
Critics are warning about several insurance industry-backed reform proposals that have already been approved by the state Senate but still face uncertainty in the House.
House leaders planned to submit a revised version of its property insurance reform bill on Friday that could include controversial coverage reductions passed by the Senate or leave them omitted. The latter choice would signal that the reductions likely would not be part of a compromise bill introduced to the full Legislature before its spring session concludes. ....

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Homeowners And Insurance Companies Will Grapple With Climate Change In 2021


KXLY
January 13, 2021 4:00 AM
Ed Leefeldt - Forbes Advisor
Posted:
Updated:
January 15, 2021 4:14 AM
After a 2020 filled with hurricanes and wildfires, this year could be the moment when the U.S. insurance industry finally grapples with climate change. Who will win that wrestling match? Insurers? Homeowners? Or the increasingly challenging environment?
“The alarm bells are now ringing loudly,” says Karen Collins, who handles home insurance and other personal lines for the American Property Casualty Insurance Association (APCIA). “Climate change is leading to skyrocketing costs to insure and rebuild.”
While big multinational insurers like Munch Re and Swiss Re have been watching worldwide warming trends for more than a decade, U.S. property-casualty insurers have for the most part kept their heads down and relied on the huge $825 billion surplus in their war chests to keep them afloat. ....

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