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Ways to prepare for buying a home, next year Ways to prepare for buying a home, next year By Rachel DePompa | May 3, 2021 at 7:01 AM EDT - Updated May 3 at 9:01 AM RICHMOND, Va. (WWBT) - If you have plans to buy a house in 2022, now is the time to start preparing yourself. The market’s been hot and mainly for sellers. Inventory has been low. So, see how this year is shaping up. Watch closely, even if you are waiting to buy in a year or two. Michael Joyce with the Richmond financial firm Agili says rule number one is when you start looking, keep emotions out of it.

Operator Good afternoon, and welcome to the First Merchants Corporation First Quarter 2021 Earnings Call. All participants will be in a listen-only mode. [Operator Instructions] Please note, this event is being recorded. This presentation contains forward-looking statements made pursuant to the Safe Harbor provisions of the Private Securities Litigation Reform Act. Such forward-looking statements can often be identified by the use of words like believes, expect or may and include statements relating to First Merchants business plan, growth strategies, loan and investment portfolio; asset qual...

When do you need a financial advisor? When do you need a financial advisor? By Rachel DePompa | April 19, 2021 at 6:01 AM EDT - Updated April 19 at 8:28 AM RICHMOND, Va. (WWBT) - A lot of people have the misconception that you need a lot of money to have a financial advisor. Michael Joyce with the Richmond Financial Firm Agili says that’s just not true. He says to think about it like this: “You hirer a painter, right? Someone who can do something better than you can, and do it at a reasonable cost.” Joyce says financial advisors can help with strategizing how to pay off st...

Although the surname Joyce may automatically be associated with author James Joyce, the name has an ancient past, with both Irish and Norman antecedents. Derived from the Brehon personal name Iodoc, which is a diminutive of iudh meaning lord, the name was adopted by the Normans in the form Josse. While some scholars believe that the name developed from the French Joie, which means joy, a multitude of names developed in Ireland and England from Josse, including Joce, Joass, and Joyce. Despite its international origins Joyce is regarded as a true Irish name and is more common in Ireland than in...

First Merchants Bank, the successor to Munster-based Citizens Financial Bank, has finalized its acquisition of Hoosier Trust Co., which manages about $300 million in assets. Muncie-based First Merchants said the merger — which has cleared regulatory approvals — will increase its fiduciary and wealth management offerings. Terms of the deal were not disclosed. “We are excited to formally welcome Hoosier Trust Company’s team and their clients to the First Merchants family,” First Merchants Private Wealth Advisors President Michael Joyce said. “The cultural fit...