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Back Office, Construction Loan, Social Media Products; Inflation News; Notes on FoA/AAG

Stage presence during the holidays? Here’s an example . Christmas, and 2023, is roaring our way… What are you telling your bosses? If you’re working on projections for next year, next Thursday at 11AM PT join the MBA’s fabled chief economist Mike Fratantoni and me whilst we debate the future with Sales Boomerang and Mortgage Coach. Something for the whole family! “Rob, are you hearing that lender fallout is increasing, and with it costs that are incurred early in the process like running credit?” Absolutely. Lenders, in their zeal to lock in volume, seem to start processing and locking borrowers sooner, but then deals are falling out of contract for various reasons. And volume is not good: According to Curinos , November 2022 funded mortgage volume decreased 68% YoY and 20% MoM. In the retail channel, funded volume was down 73% YoY and 20% MoM. (The average 30-year conforming retail funded rate in November was 6.59%, 52bps higher than Octob ....

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