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Some of the traditional methods used for credit assessment of businesses such as using credit history to predict behaviour or analysing cash flows and profitability using bank statements and financial statements are not very helpful.
Episode Six, or E6, a global provider of payment processing and digital ledger infrastructure for banks and financial institutions, plans to expand its footprint in Hong Kong this year.
Extends max loan size to $5 million
V Vaidyanathan says: We got the culture in the bank right; high quality banking, asking our employees to be very, very customer friendly and bend backward for the customer, we got the deposit right. We also got the loan book right. In five years, we have not set one foot wrong on lending side asset quality.
Plus the benefits of partnering with the SME lender