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Come April 1, we hope you have a happy new financial year! Be sure to download our calendar and keep track of your portfolio, your tax filing dates, your life and health insurance policies, and Valentine's Day, among other things. The Money Calendar 2024-25 helps you stay abreast of the most important dates in the upcoming financial year.
While there are many resources available online to keep you educated on credit card use, you may stumble upon a few myths. Let’s debunk them.
Credit cards, a cornerstone of modern financial management, offer a convenient way to make purchases, build credit, and reap rewards. However, the path to maximising their benefits while maintaining financial health is nuanced, requiring strategic use and understanding. Here's a guide to the best practices for credit card usage, addressing the selection of the right card,
"While using multiple credit cards, unless you have figured out the strategy of how much charge to run on which credit card, unless and you have the discipline of repaying the balances in full, at the end of every billing cycle, there are chances that you will end up rotating a balance and that is where the debt trap begins."
There are several benefits that you can derive from having more than one card, including using them as backup and for efficient cashflow management, but these can easily backfire if you don’t have the highest level of financial discipline and responsibility