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The following discussion updates the Management's Discussion and Analysis of Financial Condition and Results of Operations contained in the Company's Annual Report on Form 10- K for the fiscal year ended December 31, 2021, and the two discussions should be read together. Company Overview- First Quarter of 2022. We are a diversified insurance agency,...

We are a diversified insurance agency, wholesale brokerage, insurance programs and services organization headquartered in Daytona Beach, Florida. Our revenues grew from $95.6 million in 1993 to $3.1 billion in 2021, reflecting a compound annual growth rate of 13.2%. In the same 28- year period, we increased net income from $8.1 million to $587.1 million in...

The following discussion updates the Management's Discussion and Analysis of Financial Condition and Results of Operations contained in the Company's Annual Report on Form 10- K for the fiscal year ended December 31, 2020, and the two discussions should be read together. The coronavirus pandemic remains dynamic with uncertainty around its duration and...