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At first glance, a “buy now, pay later” plan’s promise of no interest or upfront fees can seem more appealing than a credit card’s terms. Dividing a transaction into, say, a pay-in-four installment plan sounds straightforward and manageable.
Inflation and stress are also leading to anxiety and depression as families worry about overspending.
Fraud, money laundering, and other financial crimes are on the rise. There are several reasons for this upward trend, but one of them is clearly the cost of living crisis. The soaring price of energy, other commodities, manufactured goods, and services in the United Kingdom.
The future is digital. Whatever doubts surrounded this statement vanished with the pandemic. The pandemic has forced consumers to consider numerous steps
In recent years, the consumer credit landscape has seen a rise in "Buy Now Pay Later" ("BNPL") transactions, notably popular with retail customers for…