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Don’t confuse wealth creation with retirement saving Don’t confuse wealth creation with retirement saving Building retirement savings is not the same as wealth creation. Wealth creation, and getting rich quick, are very tempting, especially in an era of high-flying stocks and mega-growth companies. But stock grants and stock options today — and the promises of wealth they offer — are not a substitute for retirement security in 20 or 30 years. Outside of a retirement account, what is to prevent someone from spending a windfall when it lands? It is unclear how this equates to preparing...

Cleveland won’t redraw Council wards until 2025: The Wake Up for Monday, Feb. 15, 2021 Cliff Pinckard, cleveland.com © John Kuntz, cleveland.com/John Kuntz, cleveland.com/cleveland.com/TNS A Cleveland Botanical Garden employee works on an Orchid display in preparation for the 15th annual flower show titled Orchids Forever, February 12, 2021, in Cleveland. The show opens to members and guests tomorrow, February 13, with an emphasis on educating guests on the history and preservation of orchids. Subscribe to the Wake Up, cleveland.com’s free morning newsletter, delivered ...

Affordable Housing Commission Regular Meeting Details 11:30 a.m. In conformity with the Governor's Executive Order N-29-20 (March 17, 2020) and due to concerns over COVID-19, the Affordable Housing Commission meeting will be conducted entirely telephonically. LIVE AUDIO: The meeting can be listened to via Council Phone (213) 621- 2489 PUBLIC INPUT ACCESS: Members of the public who wish to offer audio public comment should call +1 669 254 5252 and use Meeting ID No. 160 150 5935 followed by the # (pound sign). Participants will be asked to press # (poun...

Commentary: Lower rates for longer mean a drastic rethink on funding Teresa Ghilarducci Teresa Ghilarducci Although President Joe Biden's administration is raising hopes for a substantial stimulus package, economic forecasts are still sour. Major banks and the International Monetary Fund are predicting slower economic growth in 2021 so that the recession that started in February 2020 is looking more likely to linger. And even though the average American household is accumulating cash — average savings rates are sky high, 12.9% in November — it is more than likely this is savings from the ...

Notebook: CCL champion St. Charles Cardinals prep for swimming postseason ThisWeek group The St. Charles swimming and diving team is preparing for the Division I postseason after maneuvering through an “unprecedented” regular season and winning its 22nd consecutive CCL championship Jan. 30 in its home pool. Coach Kyle Goodrich said it’s all about getting his athletes mentally prepared by having them embrace the changes and curves posed by the COVID-19 coronavirus pandemic. “It’s unique, it’s unprecedented and it’s fun,” Goodrich said. “If we can just convey that to our s...