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If regulators push forward with plans to strengthen capital requirements for banks with more than $100 billion of assets, the nation's largest bank says, the cost of credit would rise and more consumers could seek out nontraditional lenders.
Venture backed companies have historically looked to the venture debt market for funding. Nontraditional lenders, like private equity funds, can capitalize on the venture debt market due to their flexibility on underwriting criteria, deal structures, and terms.