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Special Form helps State Tax Filers Direct Refunds to Higher Education Savings and Open Oregon College Savings Plan Accounts

Special Form helps State Tax Filers Direct Refunds to Higher Education Savings and Open Oregon College Savings Plan Accounts
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Vestwell is in and Ascensus is out in Oregon as mushrooming 'force-function' state retirement plans spark heated bids to recordkeep; RIAs are angling for a cut, too

News, Vision & Voice for the Advisory Community
States may force millions of small employers to sponsor pensions, buoying VC-backed digital recordkeepers. But RIAs like Fisher Investments are trying to convince small businesses to set up their own 401(k) plans to meet new mandates.
December 17, 2020 9:34 PM by Lisa Shidler
Brooke s Note: The pendulum is swinging again in the pension world. Coverage of private-sector employees with workplace retirement plans all defined benefit was at 85% in 1975 but had fallen to 33% by 2005. The reasons are complex. One factor was the rise of 401(k) plans invented in 1978 but then slowly implemented in the 1980s. These defined contribution plans appealed to employers but bottom line left many employees retiring with small pensions or none at all. With government left to pick up the pieces for low-balance retirees, it s no surprise that they are passing new rules to up coverage. Vestwell and Ascensus are angling in as fir ....

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