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Three hikes next year as well. so a little more than halfway through the process and markets did turn red once the markets came out. but they're hiking because the u.s. economy is strong and it's also a it's a good thing for savings, what it means is it's likely that your mortgage bills and credit card bills will get a little more expensive. an extra 25 basis points equates to $1.6 billion in extra finance charges. i want to bring your attention to comcast news, we talked about this yesterday. at&t had their approval now to acquire time warner and so this has repercussions for the industry. co...

The culpability of love tanz athe parent owner of germanywings? >> that's an interesting question. they have far different regulations with regard to medical privacy than we do in the united states. we have very strict regulations. housewife, the faa -- however, the faa would not issue a medical certificate in 2010 as a result of his psychiatric treatment until he was subsequently cleared. it's a different case in western europe and particularly in germany where the patient's privacy is considered golden. unless the psychiatrist felt that he was a specific and direction threat to any flight he...

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