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COLUMN: How to offset fiscal drag

By David Porter, Financial Planning Consultant, Armstrong Watson Financial Planning and Wealth Management ....

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Have you been caught in a 'fiscal drag' tax trap?

Fiscal drag happens when tax thresholds do not increase in line with pay. For example, you receive a 3 per cent pay rise, if the tax threshold has… ....

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UK's PensionBee Comments on How 2022 Spring Budget Could Affect Your Pension

UK's PensionBee Comments on How 2022 Spring Budget Could Affect Your Pension
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Pension: Britons 'not worried' about savings after Rishi Sunak's 'stealth tax' | Personal Finance | Finance


“Traditionally it rises in line with September’s CPI which for 2020 would have been 0.50 percent.
“That means the lifetime allowance of £1,073,100 would have risen by £5,800 in the upcoming 2021-22 tax year and some pensions will now fall into the taxable bracket.”
Ms Springall concluded by encouraging those worried about what the pension changes would mean for them to seek advice about the matter.
The Money Advice Service offers help, as well as Pension Wise which puts forward free and impartial guidance.
Alternatively, individuals may wish to seek the assistance of a financial adviser, who could provide tailored guidance. 
Do you have a money dilemma which you d like a financial expert s opinion on? If you would like to ask one of our finance experts a question, please email your query to  ....

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Pension: Warning as lifetime allowance freeze may affect younger Britons | Personal Finance | Finance


| UPDATED: 09:25, Tue, Mar 9, 2021
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The pension lifetime allowance places a limit on the amount people are able to save into their pension pot tax-free each year. Before the policy change, Britons could expect the sum to increase by the rate of inflation each tax year. However, Chancellor Rishi Sunak made a change in last week’s Budget which means the lifetime allowance will be frozen until 2026. ....

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