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What to do if your third stimulus check is too small

The maximum payment this time is $1,400 per person, including dependents (that s $2,800 for a married couple). But, you might not get every cent you qualify for right now if your income or family situation has changed since your last tax return was filed. For example, if you had a baby in 2020 but haven t filed a tax return yet, the IRS won t know to include an extra $1,400 in your stimulus check.
The good news: You will get what you re owed. The American Rescue Plan allows the IRS to make additional payments throughout the year to ensure people get this much-needed relief.
A ....

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Best personal finance blogs to teach you how to retire early

Courtesy of Christina and Amon Browning
Bloggers: Amon and Christina Browning
About the blog: This couple started out in San Francisco with full-time jobs, but gradually turned their incomes into an early retirement nest egg through real estate and investing. They do a great job of explaining their process, and breaking down the steps they took. Their advice for anyone else wanting to pursue FIRE is candidly laid out in their blog.
The Brownings met their goal in 2019 and both left their full-time work. Their family now lives in Portugal.
Why it stands out from the rest: The Brownings blog is loaded with advice that s easy to follow, and they re a great resource for anyone who s interested in learning about real estate, from house hacking to rentals. They also run a prolific YouTube channel for those who would rather watch than read. ....

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Missouri mortgage rates: Today's MO mortgage & refinance rates

Buying a home in Missouri
According to Zillow, the typical home value in Missouri is lower than the typical value of $272,446 across the US. The typical home value in Missouri is $183,031, and home values have increased 9.8% over the past year.
Missouri first-time homebuyer programs
Down payment assistance: The Community Action Agency of St. Louis County gives down payment assistance loans of $3,000 to $5,000, depending on where you live.
Cash Assistance Loan: You may receive up to 4% of your mortgage amount toward a down payment from the Missouri Housing Development Commission. The government will forgive your loan if you stay in the home for 10 years, with decreasing payments starting after five years. ....

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Discover it Secured Credit Card review: Build credit, earn cash back

Discover matches cash back after your first account year
Cons
You must fund the security deposit from a bank account
No Annual Fee, earn cash back, and build your credit with responsible use.
It s a real credit card. You can build a credit history with the three major credit bureaus. Generally, debit and prepaid cards can t help you build a credit history.
Establish your credit line with your tax return by providing a refundable security deposit of at least $200 after being approved. Bank information must be provided when submitting your deposit.
Automatic reviews starting at 8 months to see if we can transition you to an unsecured line of credit and return your deposit. ....

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Delta Platinum Amex card review: Companion certificate and great bonus

Review: Is the Delta SkyMiles Platinum American Express the best credit card for you?
Along with a welcome bonus of 90,000 bonus miles after you spend $3,000 in purchases in the first 3 months from account opening, one Delta SkyMiles® Platinum American Express Card benefit can easily wipe out the annual fee cost (and then some). Each year on your card anniversary, you ll receive a Delta companion certificate to use when you book an eligible paid Delta flight. A companion can come along with you for just the cost of taxes and fees and on expensive routes, the savings can be substantial.
Related ....

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