Stable area. the other end of the spectrum would be some of the industrial companies, so you would want to downplay them if you were looking to be active. sdp >> so you can base it on an industry or whatever the case may be, you don't want to just get into any mutual fund. there are specific things that morning star allows you to do. what should the average person, other than buying a mutual fund and knowing what's in the mutual fund, what should we be evaluating. >> you want to see how it's picking stocks, if it's an industry fund or exchange traded fund, who method it's use to go assemble th...