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And chase, $12 a months if you're below the $1500 minimum. you don't keep enough money in the account they're hitting you. look, the bottom live, the banks, and here are a couple of other fees and the banks are getting less money under the dodd frank legislation, they're getting less money and this have share horldz to make happy and have to pass off some of the costs and it used to be free check checking and it's no longer free checking, folks, it's not. it's a reality. >> clayton: we'll debate this, you do ent want to miss it on the bank side of it to your point look, they make the card. cos...

>> we certainly do have a big job cleaning up here. but i think they invited geithner over there, our treasury secretary. so no surprise if he goes over there he will express concern that if the europeans get their act together immediately on the sovereign debt crisis, it will affect us. there's a lot of criticism to go around but i hope the germans and the french get their act together in the next few weeks and not let it drag out because it will affect us this year and next year. >> where does the world at this point look for leadership when it comes to ironing out these issues? is there any...

When they currently say there is no credible report. >> i want you to look at the gaping hole in the security of this countriment i'm an easy target, and you and jon stewart can have your fun, but at some point look at the gaping hole in the security of this country. >> sir, there is nothing fun about a congressman going on to the house floor and spreading scare stories and there is nothing fun about that, and going on some tv show where you don't get challenged about it. if you want to yell about it all day long, you are certainly welcomed to do that and we don't normally do that on this prog...

Going on and anderson, do you believe that the ones wh are wanting to destroy the united states are more stupid than the entrepreneurs in china, and do you think they are that stupid? >> do you want to have a conversation or just yell? one of the things that the former fbi agent pointed out -- >> you won't let me present what we have -- >> the former -- one of the former -- >> and it is -- >> and one of the former fbi agents on the program last night said terror groups have no problem recruiting u.s. citizens and sending people over here and they don't need to prepare 20 years from now. >> the...

One of the things that the former fbi agent pointed out -- >> you won't let me present what we have -- >> the former -- one of the former -- >> and it is -- >> and one of the former fbi agents on the program last night said terror groups have no problem recruiting u.s. citizens and sending people over here and they don't need to prepare 20 years from now. >> there is no credible report of such a plan. >> where it is? >> i bet you if he were to come on your show and say, there is no credible report of a plan to take down the world trade centers, because he didn't have one. >> so you don't belie...