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One of the things that we didnt start with and weve really grown in to is who we are and in 2017 we defined wellbeing as living and feeling and being better every day and understanding that when we do that there are things that happen today, today we have more energy and we feel better and thats where you really see those enhancements on your productivity and tomorrow, hopefully those things accumulate and in to us preventing Health Conditions and berman age Health Conditions and in the longterm really allowing our quality of life to improve and so thats where our mission came from. On slide 1...

Impacting their ability to be productive. And that does have a detrimental effect on their wellbeing bringing it down to an average of 67 points, our over all average is 74 so it brings it down a bit. So there are other factors like depression, problems with your supervisor that when people report those their wellbeing decreases substantially more to 53 or 54 so lots of different factors impacting productivity but they impact over all wellbeing a different level so lots going on on that slide and its very interesting. A lot of opportunities there for us. Slide 9, just dont look at it for a sec...

Irrationality and radicalism. How did it come to this . To answer that question you can do no better than to read David Horowitz book to left in University Volume eight in the latest edition to a series of collective desk with the conservative writings including the black book of the american left including essays from 1993 to 2010 and addresses what David Horowitz described as one of the underappreciated tragedies of our time the campaign of the left to support the curricula of collegiate institutions and transform entire schools and departments into doctrinal Training Centers for social and ...

Of communications to the board. Ok, moving onto the next slide, this is also a, what we call a significant risk and this is basically just that we as auditors have to do more diligence to make sure that the significant risk has been mitigate. This is related to the blue claims reserve. It is a significant risk because its an estimate with judgment involved coming up with a liability for the june 30th and from our procedures, we have from a control and substantive area we have looked at their liability with involved our own kpmg action so look at the methodology and what goes in to the liabilit...

One of the things that we didnt start with and weve really grown in to is who we are and in 2017 we defined wellbeing as living and feeling and being better every day and understanding that when we do that there are things that happen today, today we have more energy and we feel better and thats where you really see those enhancements on your productivity and tomorrow, hopefully those things accumulate and in to us preventing Health Conditions and berman age Health Conditions and in the longterm really allowing our quality of life to improve and so thats where our mission came from. On slide 1...