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Paycheck Protection Program: Who Can Get It, And How It Works With the latest COVID-19 relief package including $284 billion for small business loans under the Paycheck Protection Program (PPP), KHTS has compiled a breakdown of who can apply for these loans, and how they work. As part of the most recent COVID-19 relief package signed at the end of December, $284 billion was allocated for PPP loans, providing much-needed relief to struggling small businesses across the country. Under the PPP, small business owners apply for the loan with a bank, which then either approves or denies that loan. The U.S. Treasury Department is then set to essentially forgive the debt, allocating billions of dollars to pay the banks back the loaned out money. ....