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3rd Cir. Holds No FDCPA Violation When Non-Interest-Bearing Debt Itemized ‘$0.00’ for Interest Published on: 21 April 2021 at 09:00 a.m. ET April 21, 2021, 9 a.m. April 21, 2021, 9:46 a.m. insideARM.com The iA Institute and is republished here with permission. The U.S. Court of Appeals for the Third Circuit recently affirmed the dismissal of a class action complaint alleging that a collection letter’s itemization of a debt as including “$0.00” in interest and fees — when the debt could not accrue interest or fees — violated the federal Fair Debt C...