Can’t afford an estate plan? Here’s what you can do without spending a fortune CNBC 1/3/2021 © Provided by CNBC Estate planning isn't only for the wealthy — yet the majority of Americans don't have a plan in place. Plans may include a will, powers of attorney and a living will — also known as an advance directive. Less than one-third of Americans have one or more such documents, according to a 2020 survey of 2,400 people by Caring.com and YouGov. While many folks don't like to face the thought of their own mortality, they may also think preparing for it is too expensive, said Stev...