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Debit card, credit card rule change: Online card transactions to become faster, more secure as banks to create tokens

Card tokenisation is a major reform to enhance the security of online transactions. As of now, tokens could can only be created at various merchant websites. Now, the Reserve Bank of India (RBI) has proposed to introduce Card-on-File token creation facilities directly at the issuer bank level. A tokenised card transaction is considered safer as the actual card details are not shared or stored with the merchants to perform the transaction. Know how tokenisation works and how it will help you ....

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RBI Unveils New Facility To Empower Debit And Credit Card Users; Here

The RBI has extended the card-on-file tokenisation or token creation facility at the level of the issuer bank. It was earlier available only through merchant applications or websites. This means that customers can now tokenise their cards directly with their banks instead of having to do so through a merchant. This will make the tokenisation process more convenient and secure for customers. - RBI Unveils New Facility To Empower Debit And Credit Card Users; Here s What You Should Know ....

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