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A look now at challenges in the property Insurance Market witnesses discuss the impact of rising Interest Rates, oversight of Insurance Marketplaces and insurance providers leading california, texas and other state this hearing held by the senate, taking housing and urban housing committee. Committee banking, housing and urban affairs, to order. Witnesses who have been before and welcome, colleagues and staff first hearing, obviously, post labor day. A few Financial Decisions are more important than buying a home but homebuyers are making the best for themselves, their families and communities...

Democracy. A look that what challenges the property Insurance Market. Witnesses discussed the impact of rising Interest Rates, oversight of state Insurance Marketplaces and insurance providers departing california, texas and other states his hearing is on the Senate Banking housing and urban affairs committee. [background noises] [background noises] [background noises] [laughter] [background noises] the command banking housing and affairs come to order. Welcome back witnesses who have been here before and welcome colleagues and staff. The first hearing post labor day. A few Financial Decisions...

Amendment 233, amendment number 17. I would like to make it clear that the nature of this amendment and the nature of this amendment is to try to follow the advice of about every witness who testified in this room in september about how to stabilize the exchanges. Among the three things we should do, make clear that the costsharing reductions what upset the cost of copays, deductibles. Make clear they are not going away for at least two years. They also said that they put in place a Reinsurance Program. For highly expensive patient care for particular patients. Number three, they said we shoul...

Right from the start, mr. Chairman, the nature of this amendment and the nature of this amendment is to try to follow the advice of just about every witness who testified in this room back in september about how to stabilize the exchanges. Everybody said among the three things we should do, make clear that the costsharing reductions offsit the cost of copays, deductibles, make it clear theyre not going away for at least two years. That was one thing they said theyd do. Number two, they said put in place a Reinsurance Program for highly expensive, very expensive patient care for particular pati...

Am pleased to offer unlimited 233 i have been asked to make it clear right from the nature of this amendment, it is to try and follow the advice of about every witness that testified in this room about how to stabilize the change. The three things we should do is make clear that these costsharing reductions would offset copays and deductibles. That was one thing. Number two they said to put in place a Reinsurance Program. A look at patient care. Number three they said we should retain the individual mandate, if we decide not to have something that is just as effective in getting young and Heal...