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This at all? >> any reforms to the agency? i think -- what you should do, you and the viewers should look at the website of the cfpb. >> laura: we'll run to that i'm sure. >> if the website doesn't look like other governmental agencies. it's clear. >> laura: the federal reserve paid for this, right? the federal reserve -- >> they're funding it. absolutely. they're doing their job. they explain what they're doing. they're incredibly transparent about what's going on. if people see the plain english -- >> laura: and the small community banks don't have problems with this. the credit is not being...

>> any reforms to the agency? i think -- what you should do, you and the viewers should look at the website of the cfpb. >> laura: we'll run to that i'm sure. >> if the website doesn't look like other governmental agencies. it's clear. >> laura: the federal reserve paid for this, right? the federal reserve -- >> they're funding it. absolutely. they're doing their job. they explain what they're doing. they're incredibly transparent about what's going on. if people see the plain english -- >> laura: and the small community banks don't have problems with this. the credit is not being squeezed -- ...

Has to do with the word federal investigators say have been used a lot by airline executives discipline. usually in referring to keeping the number of available seats or capacity low to keep profits high. >> maintaining capacity discipline, is kind of a code word that the airlines use which is a fancy way of saying let's keep the number of flights lower so we can raise prices. >> the justice department tells nbc news it's now investigating possible unlawful coordination by some airlines. from 2009 through 2014 they rose 14%. meanwhile there's fewer big airlines competing for customers. since 2...

>> good morning. it's 4:00 on the west coast. let's get straight to it. we start with what's shaping up to be a pretty ugly holiday weekend in parts of the southeast, and you can blame it all on beryl. subtropical storm beryl is set to dump several inches of rain along the florida, south carolina coast today. already we're seeing warnings and some beach lowerses off tibi island off georgia. at least 20 people had to be rescued because of potentially deadly rip currents. let's bring in bonnie schneider. good morning, once again to you. bring us up-to-date on beryl and the warnings. >>...

Couple of other occasions, and the white house says that is not true. >>shepard: a day after apple announced report profits, there is a brand new report that raises questions and concerns about the condition in factories involve in making appear people products. we heard past accounts of harsh conditions and safety violations and reported suicide attempts that makes iphones and ipads and at this latest report from "new york times", comes about a week after apple released their own review, showing it found some suppliers using child labor. gerri is from fox business network and here with us. wh...