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On December 21, 2022, the U.S. Department of the Treasury, Office of Foreign Assets Control (“OFAC”), in consultation with the U.S. Department of…
IB試130人滿分 傳統名校大豐收 拔萃男書院校長鄭基恩（後排左一）與校內17名狀元合照。 【星島日報報道】國際文憑大學預科課程（IBDP）放榜，近二千二百名本港考生之中，一百三十人考獲滿分成為IB狀元，包括拔萃男書院、聖保羅男女中學及聖士提反書院等傳統名校，均有狀元誕生，其中男拔與聖保羅男女更分別達十七人及十三人；至於英基共誕生四十六名狀元，今日會公開亮相。在社會爭議與移民潮下，是否留港升學與發展，成為狀元的「必答...
Ops, MLO jobs; Marketing, Subservicing, HFA, Warehouse Products; Agency/GSE Changes May 19 2021, 8:02AM Face facts: There are many differences between men and women. One of which is that when returning home from the grocery store, women typically are more level-headed and carry normal bag loads, whereas men typically carry as many bags as possible to save trips, sometimes with unfortunate consequences. I bring this up because the same bag of groceries seems to cost more as time passes, but (here’s your Tuesday Trivia) more shipping containers have been lost, off o...
To embed, copy and paste the code into your website or blog: On April 27, 2021, the CFPB published a final rule extending the mandatory compliance date for its December 2020 final rule revising the General Qualified Mortgage (QM) requirements (Revised General QM Rule). Accordingly, for covered transactions where a lender receives an application for a loan between March 1, 2021, and October 1, 2022 and seeks to originate a QM loan, the lender will have two options. The lender may, if it chooses, comply with either the original General QM loan definition (requiring, among other factors, tha...
To embed, copy and paste the code into your website or blog: Fannie Mae recently published Lender Letter 2021-09 (LL-2021-09) to address the changes to loan eligibility due to the amended Preferred Stock Purchase Agreement (PSPA) and the CFPB Revised General Qualified Mortgage (QM) Rule. Recent amendments to the PSPA between the U.S. Department of Treasury and Fannie Mae require Fannie Mae to establish a program by July 1, 2021, that ensures that the loans the agency acquires meet certain criteria, such as the revised General QM loan definition in the CFPB’s Revised General QM Rule (which b...