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>> last question. >> follow up quickly, nice to see you. >> nice to see you. >> specifically on the -- i don't hang out here often. on the cbo specifically, the language they use when it comes to premiums, despite the additional funding, those sicker americans would face extremely high premiums. how do you ensure the sicker americans with preexisting conditions they won't be priced out and it won't be unaffordable? >> what the cbo report doesn't state is states put their own part of this, as well. this is what this analysis, i think, forgets. which is, we are, for the first time ever, proposin...

On the health insurance plans. the pot making is, you don't look at the risk pool idea federal alone. remember, the states will also do some of the lifting. the states, like in my state, we'll have an assessment on plans, if they choose to do that. they'll have an agreement with providers. we will have federal resources and state resources, which taken together, will improve the situation. we had a very successful risk pool in wisconsin. our insurance commissioner, deputy insurance commissioner testified, as much. it was very successful and didn't have a dime of federal spending. it had no fed...

Health insurance plans. the point i'm trying to make is you don't look at the risk idea at the federal alone. the states will always do some of the lifting. they'll have an agreement with providers and so we will have federal resources and state resources, which taken together will improve the situation. we had a very successful risk pool and wisconsin. our insurance commissioner came up and testified as much. it was very successful, and it didn't have a dime of federal spending. it had no federal money whatsoever. what we're saying is let's do even more of that. let's have these states put to...

I think i just answered your question. >> reporter: your side really embraced that into 23 million. >> speaker ryan: i just explained it. >> reporter: they did find that premiums on average would go down, but it also said that they believe there might not be any premium access. >> speaker ryan: obviously i disagree with that. >> reporter: it doesn't show up for older and sicker. >> speaker ryan: if a state takes a waiver, that in order to get that waiver, it has to have a risk system in place. we have experience with this where i come from. we have a risk pool. a state has to have a risk syste...

Saying, and i think the lack of clarity on that point is what has members frustrated. >> -- why people embrace, though, the budget that -- >> i think i just answered your question. >> it's important your side really embrace that, but then when it came to 23 million, it's no, no, those yahoos down -- >> i just explained it. yeah. >> -- the cbo report, it did find that premiums on average would come down, but it also found that in the markets including the waivers, they believe that there might not be any premium access, any access for the -- >> so, obviously, i disagree with that. let me explai...