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The FCA and Treasury deserve credit for tackling this difficult problem head-on and exploring solutions to both improve guidance and make advice more accessible. Crucially, unlike with Isa reform, they do not appear to be bound by political timescales and are focused on getting it right.
This could be the last call for savers to get a one-year fixed-rate Isa paying a rate of 5 per cent.
There was one magic trick that experts say he didn't quite pull off - which was to make tax-friendly Individual Savings Accounts truly fit for purpose.
There was one magic trick that experts say he didn't quite pull off - which was to make tax-friendly Individual Savings Accounts truly fit for purpose.
AJ Bell has urged the government to simplify Isas ahead of the Autumn Statement on 22 November. Reports suggest the chancellor is planning to announce a consultation on major Isa reforms. AJ Bell said a relaxation to existing Isa rules could allow savers to pay into multiple Isas of the same type in a single year as