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[inaudible conversations] the hearing will come to order we will have testimony from the secretary treasury on domestic and International Policy issues thank you for attending today. This is the first hearing since being sworn in as treasury secretary in february in record to our discussion many of these priorities ball to the jurisdiction of the department including Housing Finance reform to encourage a healthier economy. We look forward to working with you and your staff to improve the lives of americans Housing Finance reform is most significant piece of Unfinished Business following the crisis and it is important to build bipartisan support we received a hearing last week that it we were advised Co ....