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Operator Good morning, and welcome to iStar's Fourth Quarter and Fiscal Year 2020 Earnings Conference Call. [Operator Instructions] At this time for opening remarks and introductions, I would like to turn the conference over to Jason Fooks, Senior Vice President of Investor Relations and Marketing. Please go ahead, sir. Jason Fooks -- Senior Vice President of Investor Relations & Marketing Thank you and good morning everyone. Thank you for joining us today to review iStar's fourth quarter and fiscal year 2020 earnings. With me today are Jay Sugarman, Chairman and Chief Executive Officer; Mar...