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You can actually do both – use your 401(k) and also invest in some individual stocks. But if you re not going to research and keep up with those individual stocks, just stick with a low-fee, broad-market index fund or two – which you can probably also invest in through your 401(k). Whichever route(s) you take, start saving and investing as soon as you can to give your money lots of time to grow. You can learn much more about retirement and investing via our Rule Your Retirement service at Fool.com/services. Q: How often should I review stocks I hold in my portfolio? – E.M., Dallas ....
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