It just feels a little strange because we feel like, well, we're being told that the financial crisis is other. but where would some of these bank failures be, and where should we be looking? >> yeah. let's show you a heat map we have for you. basically, you're going to see that florida tops the list with the worst. they're going to have an estimated 72 banks fail, illinois following chosely behind with 69, and then georgia follows behind with 6 of. so the yellow is less than 20 bank failures, in the blue you're going to see 20-40, and the reason why, these are the smaller community banks that...