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Up with their mortgages just because they have that unemployment check. >> the reason why they can pay the mortgage right now is one of the spouses is still getting that unemployment check. i wonder ken, if you take away that check, do you pay for it somewhere else? >> absolutely. i mean, we have people who will be applying for security security early, people who will be claiming disability, you are not going to save that much. this is really a very, very false economy. it is the worst place. and states are hurting. some of this money helps out states, it is ais crazy. >> one other point, one ...