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Welcome and good afternoon. I am Vice President here at the urban institute the centron labor, human services. And also a Financial Wellbeing expert. So todays topic is near and dear to my heart. Thank you to all of us who joined both in the room today and online. Before a jump in here are a few notes on housekeeping. One the event is being recorded. The recording and relevant links will be posted online after the event. If you are joining us virtually the are turned on you can adjust those at the bottom of your screen. And if you are in the room you can use the qr code thats on all of your ta...

Especially for those living in foldable communities. The Treasury Department released a report the day of this event. This is hosted by the urban institute in washington d. C. It runs about an hour and 20 minutes. Welcome and good afternoon. I am Vice President here at the urban institute the centron labor, human services. And also a Financial Wellbeing expert. So todays topic is near and dear to my heart. Thank you to all of us who joined both in the room today and online. Before a jump in here are a few notes on housekeeping. One the event is being recorded. The recording and relevant links ...

Different uses of the program. One of them is controversial, outsourcing. [applause] thank you and please be seated. Welcome the to president of Colgate Rochester divinity school, who will deliver a blessing, and rabbi angela who will deliver our invocation. Shall we pray. God, we acknowledge you as the sovereign lord of all creation from everlasting to everlasting and from sea to shining sea. You are our god. Hear aboutoday to conditions in our empire state. We come from crowded cities and snowcovered fields. We come from places of great wealth and places of painful poverty. We come bearing t...

Happy new year to all. May it be a great one for all of us. First to the reverend and the were, i thought they extraordinary in their blessings and indication. Lets give them a round of applause. [applause] gov. Cuomo before i begin, i would like to acknowledge my partners in progress here with me on the stage today. We start with Lieutenant Governor kathy hogle. Hochul. New york state comptroller thomas dinapoli. Attorney general eric snyderman. Senate majority leader john flanagan. Speaker carl hes deep. Leader client. Leader brian cole. We had with us today our court of appeals, judges, and...

Give a warm welcome to andrew cuomo. Thank you very much. Welcome to albany. Happy new year to all. May it be a great one for all of us. First to the reverend and the were, i thought they extraordinary in their blessings and indication. Lets give them a round of applause. [applause] gov. Cuomo before i begin, i would like to acknowledge my partners in progress here with me on the stage today. We start with Lieutenant Governor kathy hogle. Hochul. New york state comptroller thomas dinapoli. Attorney general eric snyderman. Senate majority leader john flanagan. Speaker carl hes deep. Leader clie...