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The last question is, i do believe that the comments on the central subway had a larger negative affect on some of the occupancies and vibrancy of part of stockton street in particular but also on some of the stores which are on the Market Street side of the central subway has slowed us down for many many years. It is the lower part of stockton and even with the christmas attempt to put some [inaudible] there and make some activities it has not really helped those stores at all. What has helped him its very interesting to see apple a strong flagship [inaudible] on union square when you see the...

The last question is, i do believe that the comments on the central subway had a larger negative affect on some of the occupancies and vibrancy of part of stockton street in particular but also on some of the stores which are on the Market Street side of the central subway has slowed us down for many many years. It is the lower part of stockton and even with the christmas attempt to put some [inaudible] there and make some activities it has not really helped those stores at all. What has helped him its very interesting to see apple a strong flagship [inaudible] on union square when you see the...

The last question is, i do believe that the comments on the central subway had a larger negative affect on some of the occupancies and vibrancy of part of stockton street in particular but also on some of the stores which are on the Market Street side of the central subway has slowed us down for many many years. It is the lower part of stockton and even with the christmas attempt to put some [inaudible] there and make some activities it has not really helped those stores at all. What has helped him its very interesting to see apple a strong flagship [inaudible] on union square when you see the...

The last question is, i do believe that the comments on the central subway had a larger negative affect on some of the occupancies and vibrancy of part of stockton street in particular but also on some of the stores which are on the Market Street side of the central subway has slowed us down for many many years. It is the lower part of stockton and even with the christmas attempt to put some [inaudible] there and make some activities it has not really helped those stores at all. What has helped him its very interesting to see apple a strong flagship [inaudible] on union square when you see the...

For him. This portion looks at the Lessons Learned from the housing and financial crises of 20072009, and what you cities have done since event to prepare for future market fluctuations. This is one hour 15 minutes. Its my pleasure to invite tracy gordon who is a senior fellow in the brookings urban tax policy center, she is a leading scholar and specialist in the air of state and local finance. We are so delighted to have her as part of the urban team and working on these issues, shes going to present work and research she done with colleagues at ucla, and kick off our next panel conversation...