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Business community, i know the Golden Gate Restaurants Association did a lot of work to make sure that those numbers were lowered and i know that a lot of information to its members, but it hasnt i would be remiss if i didnt also mention while the rates of restrictions have stayed consist tents, we have seen an up tick on the utilization of these utilization accounts, people have been reimbursed in a higher pe sen taj due to a lot of outreach from both the business community, other members in the community. So, now that hras are not allowed under the aca, then what happens in terms of, you kno...

Law that occupies the entire field of an area and when the federal government adopts the law that occupies an entire field, congress may say local jurisdiction, you cant meddle with this subject, in this case, the Affordable Care act allows local jurisdictions like San Francisco to adopt ordinances like the health care ordinance. Thank you for that clarification. Thank you very much, why dont we go on to Public Comment and we have a large number of people here, so normally i give each speaker which is the maximum which is 3 minutes, but i dont want to lose our quorum, so we will limit to 2 min...

Be the two principle methods of complying with our local spending requirement. I see. So, talking about the 53 of employers who place restrictions on these accounts, then were talking abthese folks now going the route of insurance or healthy San Francisco . Yes, going the Health Insurance or contributing to the city option, the contribution tos the city option as has been indicated previously, the pool and the size of the healthy San Francisco problem, excuse me, the healthy San Francisco program is likely to be reduced and consequently, the contributions that employers make to the city option...

Francisco, the rates have stayed exactly the same, in 2011 and 2012 with respect to those specific restrictions as well. And i think those of us who were not supportive o f the amendment as it passed really believed that it wasnt enough to really make things change, it seems like in that sense, we have been provender to be rightfinger but i do want to acknowledge that there were efforts on the part of the business community, i know the Golden Gate Restaurants Association did a lot of work to make sure that those numbers were lowered and i know that a lot of information to its members, but it h...

Option as has been indicated previously, the pool and the size of the healthy San Francisco problem, excuse me, the healthy San Francisco program is likely to be reduced and consequently, the contributions that employers make to the city option will be routed to medical reimbursement accounts that are administered by the city for individual employees, these are similar to frankly the Health Reimbursement accounts that are used widely today and administered privately, there are some difference, one of those which i think youre getting to is that the medical reimbursement accounts administered b...