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In today’s business landscape, companies are now gravitating towards DaaS and computer leasing fixed-cost strategies as a means to maintain a lean fixed cost structure
One of the key developments of 2023 was the RBI applying the brakes on unsecured and small-ticket loans by raising the risk weights. This has been seen as the central bank proactively managing the excess growth of small loans before asset quality worsens in this category.
RBI MPC 2023 latest: The central bank has proposed to hike the limit of UPI transactions in hospitals and educational institutions to Rs 5 lakh, says Governor Shaktikanta Das.
India Business News: One97, operating as Paytm, is reducing postpaid and small-ticket personal loans below Rs 50,000. Instead, the focus will be on bigger ticket personal
The changing outlook on credit has far-reaching implications beyond transactions, shaping future financial opportunities like loans, homeownership, and job prospects significantly.